โš ๏ธ 67% of contractors experience late payment at least once

Stop Chasing Payments.
Start Getting Paid.

PayGuard protects your cash flow with smart client vetting, milestone invoicing, and automated follow-ups โ€” so you never chase a payment again.

Getting Paid Shouldn't Be Harder Than Doing the Work

You finished the job. You sent the invoice. Then... silence. Sound familiar?

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Late & Missing Payments

The average tradie waits 34 days past the due date to get paid. Cash flow dies while you chase invoices.

"Getting the work done is one thing... Getting paid is another."
โ€” r/Contractor
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No Way to Vet Clients

You take the job, do great work, and only then discover the client has a history of disputing invoices and ghosting.

"He paid half upfront then started saying the work wasn't completed properly."
โ€” r/freelance
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Weak Contracts, No Leverage

Verbal agreements, unclear scope, no milestone payments. When things go wrong, you have zero protection.

"I'm paying $267/month for Jobber and it can't even tell me if a client is going to pay."
โ€” r/Contractor

Client Risk Score Calculator

Answer 7 quick questions about your next client or job. Get an instant risk score with recommendations.

Get Paid in 3 Steps

PayGuard sits between you and the risk โ€” without making things awkward for your client.

Vet Your Client

Run a quick risk assessment before you accept the job. Know their payment history and red flags upfront.

Lock In Milestones

Set clear payment milestones with auto-generated contracts. Client sees exactly when they pay and what they get.

Get Paid Automatically

Smart invoices go out at each milestone. Automated reminders, late fees, and escalation โ€” hands-off for you.

Everything You Need to Protect Your Cash Flow

Built specifically for tradies, contractors, and freelancers who are tired of playing debt collector.

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Client Risk Scoring

AI-powered risk assessment before you accept a job. Check payment history, company health, and red flags.

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Smart Contracts

Auto-generate professional contracts with clear milestones, payment terms, and scope boundaries in 2 minutes.

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Milestone Invoicing

Break big jobs into payment milestones. Auto-invoice at each stage โ€” no more waiting until the end to get paid.

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Auto Follow-Ups

Friendly โ†’ firm โ†’ formal. Automated payment reminders that escalate tone based on how overdue the invoice is.

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Cash Flow Dashboard

See exactly what's owed, what's overdue, and what's coming in. Know your cash position at a glance.

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Payment Gateway

Accept card, bank transfer, or crypto. One-click payment links that make it stupidly easy for clients to pay you.

67%
of contractors face late payment
34 days
average payment delay
$78K
avg annual cash tied up in unpaid invoices
15hrs
per month spent chasing payments

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